Access and utilization of health services continues to be a concern in Ghana. Delaying medical treatment or choosing self-treatment can generate serious health consequences (Hadley 2002). Particularly susceptible are young children for whom negative health shocks can generate nutritional deficits and further along the line cognitive disabilities. If implemented correctly health insurance systems could provide an effective solution to this challenge. The main objective of this research paper is to look at the impact of parental participation in the National Health Insurance Scheme (NHIS) on child health outcomes and intermediate health practices in Ghana. A survey of district regulations on enrollment in the National Health Insurance Scheme (NHIS) has been completed. Using the data collected from the survey, along with data from the 2003 and 2008 Ghana Demographic and Health Survey (GDHS), this analysis will examine the impact of parental participation in the NHIS on child health outcomes and intermediate health practices in Ghana.